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Excessive household debt contributed to the worst recession in decades. Insights about borrowing and spending behavior can inform economic recovery forecasts, policy decisions, and financial education...
The paper reviews and assesses the various models that have been suggested for resolving the current credit crisis. It is argued that policymakers are inclined to adopt the ‘business-as-usual’ model m...
The credit crisis roiling the world’s financial markets will likely take years and entire careers to fully understand and analyze. A short empirical investigation of the current trends, however,demons...

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