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State Laws and Regulations Regarding Homeowners Insurance Nonrenewal
variation insurance legally legal guidance
2011/9/11
State laws and regulations providing legal guidance about homeowners insurers' decisions to not renew policyholders vary substantially. This article addresses these variations in some degree of detail...
Reconstructing Insurance Law: The Law Commissions' Consultation Paper
agency breach of warranty Insurance contract law reform Joint Consultation Paper
2011/9/11
In July 2007 the English and Scottish Law Commissions published the consultation paper Insurance Law – Non-disclosure and Breach of Warranty (hereafter LCCP) which sets out in detail the Commissions' ...
HEALTH CARE, INSURANCE, AND THE CONTRACT CHOICE EFFECT
interdependence individual consumer's demand medical care health insurance coverage
2011/9/7
This article explores the interdependence between the individual consumer's demand for medical care and choke of health insurance coverage, with emphasis on its implications for demand behavior and em...
Complex Home Care: Part II--Family Annual Income, Insurance Premium, And Out-of-Pocket
economic impact the cost of managing complex chronic care family quality of life
2011/9/7
The article explores the economic impact of the cost of managing complex chronic care on family quality of life and patient's clinical outcomes in the U.S. It notes that the non-reimbursed expenditure...
Insurance Demand Anomalies and Regulation
risk aversion individuals' demand insurance normative implications
2011/9/7
In recent years, it has become increasingly clear that risk aversion alone cannot explain individuals' demand for insurance. From the perspective of risk aversion, individuals tend to purchase insuran...
Gatekeepers in sickness insurance: a systematic review of the literature on practices of social insurance officers
client cooperation return to work sick-leave sickness benefit social insurance officer
2011/9/7
Decisions concerning entitlement to sickness benefits have a substantial impact on the lives of individuals and on society. In most countries, such decisions are made by staff of private or public ins...
Premium and reinsurance control of an ordinary insurance system with liabilities driven by a fractional Brownian motion
Fractional Brownian motion Insurance reserve process Ito Integral Malliavin derivative Riccati equation
2011/9/7
A Historical-Cum-Political Overview of Ghana's National Health Insurance Law
COLONY EXCEPTIONALISM INSTABILITY INSTITUTIONALISM INSURANCE MATERIALLY-RICH
2011/9/7
In 2003, the Parliament of Ghana passed the National Health Insurance Scheme (NHIS) bill, which was signed into law by President John A. Kufuor. The law provides health coverage for most illnesses of ...
Disability Income Insurance: The Private Market and the Impact of Genetic Testing
disability insurance industry the potential impact income insurance individual insurance
2011/9/7
This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance...
How Much Risk Pooling Is There in the Individual Insurance Market?
adverse selection health insurance Risk pooling
2011/9/7
To examine how much pooling of risks occurs among potential purchasers in the individual market, how much pooling occurs among those who purchase coverage, and whether there is greater pooling among l...
Using Payroll Deduction to Shelter Individual Health Insurance from Income Tax
cafeteria plans Health insurance law list-billing
2011/9/7
o assess the impact of state laws requiring or encouraging employers to establish 'section 125' cafeteria plans that shelter employees' premium contributions from tax. Available descriptive statistics...
State Variation In Health Insurance Coverage For U.S. Citizen Children Of Immigrants
health insurance citizen children fifteen states tackling uninsurance all low-income children
2011/9/7
In this paper we compare health insurance coverage for U.S. citizen children in all-citizen and mixed families in the fifteen states with the largest share of children in mixed families. Insurance cov...
Feasibility of community-based health insurance in rural tropical Ecuador
Ecuador feasibility studies Health insurance primary health care estudios de factibilidad
2011/9/7
Objective. The main objective of this study was to assess people's willingness to join a community-based health insurance (CHI) model in El Páramo, a rural area in Ecuador, and to determine factors in...
Vital Signs: Health Insurance Coverage and Health Care Utilization -- United States, 2006-2009 and January-March 2010
health insurance individual health and societal costs the National Health Interview Survey health insurance coverage
2011/9/7
Background: he increasing number of persons in the United States with no health insurance has implications both for individual health and societal costs. Because of cost concerns, millions of uninsure...
Life Insurance for Living Kidney Donors: A Canadian Undercover Investigation
Insurability insurance insurance, life kidney transplantation
2011/9/6
Some living kidney donors encounter difficulties obtaining life insurance, despite previous surveys of insurance companies reporting otherwise. To better understand the effect of donation on insurabil...