搜索结果: 46-60 共查到“知识库 保险学”相关记录1725条 . 查询时间(7.318 秒)
Basel III: Will Borrowing Money from Czech Banks Become More Expensive?
Basel III Capital adequacy Capital requirement Lending spreads
2016/1/27
We estimate the required increase in banks’ lending spreads assuming that banks under regulatory pressure would raise lending spreads to prevent ROE from falling when the capital regulation is tighten...
Uninsurable Risks of Floods, Deluges, Overflows and the System of Solution
Insurance pool Flood Flood fund Gross premium Uninsurable risk
2016/1/27
Uninsurable risks have significant impact on expenses of private and public sectors of economy. In spite of several commercial insurance products and high quality of insurance services current trend o...
The Macroeconomic Effects of Information Asymmetry in the Capital Markets
Actual return Effective market equilibrium Information asymmetry IS-LM framework Pseudoeffective market model
2016/1/27
It is possible to say that no matter how the Efficient Market Hypothesis has been criticized and/or overhauled, a degree of the relevant data proliferation is crucial to the investor’s decision making...
Exposure at Default Modeling with Default Intensities
Credit risk Default Exposure at default Regulatory capital
2016/1/27
The paper provides an overview of the Exposure at Default (EAD) definition, requirements, and estimation methods as set by the Basel II regulation. A new methodology connected to the intensity of defa...
Comparing American and European Regulation of Over-the- Counter Derivative Securities
Centralized Clearing Dodd-Frank EMIR OTC Derivatives Regulation
2016/1/27
This paper describes the major issues in the clearing of over-the-counter (OTC) derivatives and the current regulative initiatives aimed at removing the market opaqueness. The core of the paper is the...
Current Issues of Automobile Insurance
GAP insurance Insurance market Liability insurance Motor hull insurance Pay-As-You-Drive Insurance
2016/1/27
Auto insurance belongs to the most important areas of the insurance market from the quantitative point of view and based on its significance in covering auto-related risks. The significance of damage ...
Theoretical Economics Faces a Serious Challenge
Decision making of economic subjects Determinism of stage of the Word Multifunction of mathematical models Regulatory on financial market
2016/1/27
The authors of the article point out that the theory of economics has failed to yield a solid theoretical background in such critical situations as the transformational period of post-communist econom...
Unexpected Recovery Risk and LGD Discount Rate Determination
Credit risk Discount rate Loss given default Recovery rate Regulatory capital
2016/1/26
The Basle II parameter called Loss Given Default (LGD) aims to estimate the expected losses on not yet defaulted accounts in the case of default. Banks firstly need to collect historical recovery data...
社会保险与政府财政是两套不同的体系。社会保险奉行精算平衡,其收入来自参保人的缴费,根据开支大小决定缴费水平,且支出标准受法律保障。除支持制度正常运行、防范系统性风险外,财政一般无须介入社会保险。然而,对本应由政府承担的制度转换成本,社会保险基金负担后,应有权要求政府补偿。社会保险基金应政府要求实施社会政策的成本,政府也有义务偿还。我国财政每年安排巨资补助社会保险,主要就是基于上述两类原因。社会保险...
Employer Contribution and Premium Growth in Health Insurance
Health Insurance Premium Growth
2015/9/21
We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and
after a 1999 premium subsid...
Does Health Insurance Coverage Lead to Better Health and Educational Outcomes? Evidence from Rural China
Better Health Educational Outcomes?
2015/9/21
Using the 2006 China Agricultural Census (CAC), we examine whether the introduction of
the New Cooperative Medical System (NCMS) has affected child mortality, maternal mortality, and
school enroll...
Consumer Information about Health Plan Quality: Evidence Prior to the National Medicare Education Program
Health Plan Quality National Medicare Education Program
2015/9/21
The Center for Medicare & Medicaid Services (CMS) initiated the National Medicare
Education Program (NMEP) in 1998, aiming to collect information of quality from contracted
managed care plans and di...
DESIGNED TO FAIL: THE MEDICARE AUCTION FOR DURABLE MEDICAL EQUIPMENT
DURABLE MEDICAL EQUIPMENT MEDICARE
2015/9/18
We examine the theoretical properties of the auction for Medicare Durable Medical
Equipment. Two unique features of the Medicare auction are (1) winners are paid the
median winning bid and (2) bids ...
In the fall of 2010, 167 auction experts from top universities around the country sent a letter to&...
Comment on Hoerger: Early Pilots of Medicare Auctions Brings No Solace to Auction Experts
Medicare Auctions Brings Auction Experts
2015/9/18
Our Economists’ Voice column sumthe current and proposed Medicare auctions. The column was based on a careful
reading and analysis of the auction rules.