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Fringe Financial Services, Inner-city Banking & Community-based Solutions
community-based banking financial exclusion and poverty Fringe banks pawnshop marche de credit à court terme
2011/10/5
This article considers the cost of fringe financial services—including payday lenders, cheque-cashers, pawnbrokers—for individuals and an inner-city community as compared with mainstream bank services...
Understanding the Effects of the Merger Boom on Community Banks
the effects of the merger boom community banks the number of small community banks larger banking institutions
2011/9/26
The article discusses the effects of the merger boom on community banks in the U.S. It recalls the drop in the number of small community banks during the bank merger boom and mentions some of the rela...
Efficiency Ratios and Community Bank Performance
Efficiency ratio community bank CAMELS discriminant analysis financial crisis
2010/10/18
This study develops a multivariate discriminant model to differentiate between low
efficiency and high efficiency community banks (less than $1 billion in total assets) based upon the efficiency rati...