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Disability Income Insurance: The Private Market and the Impact of Genetic Testing
disability insurance industry the potential impact income insurance individual insurance
2011/9/7
This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance...
How Much Risk Pooling Is There in the Individual Insurance Market?
adverse selection health insurance Risk pooling
2011/9/7
To examine how much pooling of risks occurs among potential purchasers in the individual market, how much pooling occurs among those who purchase coverage, and whether there is greater pooling among l...
he Purchase of Insurance Across State Lines in the Individual Market
the purchase of insurance state lines some support an individual insurance market
2011/9/6
Proposals to allow the purchase of insurance across state lines (PASL) have gained some support in recent years. Health insurers have traditionally been allowed to sell a policy only within the state ...
An optimal life insurance policy in the investment-consumption problem in an incomplete market
life insurance policy the investment-consumption problem incomplete market
2010/12/13
This paper considers an optimal life insurance for a householder subject to mortality risk. The household receives a wage income continuously, which is terminated by unexpected (premature) loss of ear...