搜索结果: 16-30 共查到“知识库 银行学”相关记录782条 . 查询时间(2.295 秒)
中国商业银行风险评级体系的构建
层次分析法 骆驼评级体系 功效系数法
2015/9/28
本文结合我国银行业的具体环境，基于CAMELS构建了我国银行风险评级的具体指标体系，并通过层次分析法（AHP）量化分配了各个指标的影响权重，然后运用功效系数法（ECM）对银行风险状况进行综合评级，最后以中国工商银行为例，对其2007 ～ 2011年的综合风险进行了测算、评级和分析。
新开发银行的发展创新
新开发银行 金砖国家 国际发展合作 发展创新
2015/9/21
金砖国家合作成立新的开发银行，到底有哪些发展创新？本文认为，这主要体现在四个方面：一是新的主体身份，金砖国家从世界银行的“毕业生”成为新开发银行的出资人和股东，为南南合作提供更多且更具创新性的发展理念和发展资源；二是新的治理原则，强调平等共治的新原则，改变国际发展合作领域长期存在的不平等合作格局；三是新的发展角色，在国际发展合作体系中，新开发银行既扮演合作补充者的角色，也扮演竞争和变革者的角色；四...
对基层央行强化内部控制的建议
基层央行 内审咨询 内部控制 相关建议
2015/7/16
内部审计通过营运系统的、规范的方法，评价并改善风险管理、控制和治理过程的效果，其最终职能是帮助组织实现其总体目标。本文就充分发挥基层央行的内审咨询功能，进一步强化内部控制提出了相关建议，旨在促进基层央行所辖各分支机构和各职能部门业务工作规避风险、提质增效。
政府监管、市场约束对商业银行风险的影响
商业银行 政府监管 市场约束
2015/5/27
政府监管和市场约束是《巴塞尔协议Ⅲ》中的两大重要支柱，也是我国商业银行建立全面风险管理体系必不可少的两种外部治理因素。本文选取我国16家上市商业银行2007至2013年的数据实证研究政府监管、市场约束对商业银行风险的影响。研究表明：政府监管压力与银行风险有显著的负相关关系；市场约束作用对国有银行失效，而对全国性股份制银行有效，其中数量约束降低了银行的风险；政府监管和市场约束具有互补作用，能够共同降...
中国银行业绩效变化的新趋势:2007-2014——基于上市商业银行公开数据的研究
商业银行 绩效 利差 主成分分析
2016/11/25
本文在现有银行业业绩观察研究的基础上,利用中国现有的16家上市商业银行2007-2014年的公开数据,运用主成分方法和两阶段DEA方法分析影响上市银行绩效的因素。研究发现宏观经济波动和利率政策因素构成了影响上市银行绩效的主要因素,微观因素中仅银行贷款规模和单项资产盈利率能够影响业绩。
When Do Foreign Banks Finance Domestic Projects?New Evidence on the Importance of Legal and Financial Systems
International Finance Banks and Banking
2015/5/13
This paper analyzes how different legal and financial systems affect the composition of loan syndicates, and how the composition, in turn, affects loan pricing. In contrast with previous work on the a...
Savings in Transnational Households:A Field Experiment Among Migrants from El Salvador
Migration Remittances Intrahousehold Allocation Savings Immigration Diasporas
2015/4/29
While remittance flows to developing countries are very large, it is unknown whether migrants desire more control over how remittances are used. This research uses a randomized field experiment to inv...
Financial Repression in the European Sovereign Debt Crisis
Credit Cycles Sovereign Debt Financial Repression Sovereign Finance Greece
2015/4/29
By the end of 2013, the share of government debt held by the domestic banking sectors of Eurozone countries was more than twice its 2007 level. We show that this type of increasing reliance on the dom...
Combining Banking with Private Equity Investing
Private Equity Banks and Banking Banking Industry Financial Services Industry
2015/4/28
Bank-affiliated private equity groups account for 30% of all private equity investments. Their market share is highest during peaks of the private equity market, when the parent banks arrange more deb...
Did Bank Distress Stifle Innovation During the Great Depression?
Great Depression R＆D Bank Distress Patents Research and Development Financial Crisis
2015/4/27
We find a negative relationship between bank distress and the level, quality and trajectory of firm-level innovation during the Great Depression, particularly for R&D firms operating in capital intens...
Corporate Misgovernance at the World Bank
Developing Countries and Economies Banks and Banking Financing and Loans International Finance
2015/4/23
We test for evidence of corporate misgovernance at the World Bank. Most major decisions at the World Bank are made by its Board of Executive Directors. However, in any given year the majority of the B...
Banking Deregulations,Financing Constraints and Firm Entry Size
Business Startups Financing and Loans Governing Rules Market Entry and Exit Banking Industry United States
2015/4/22
We examine the effect of US branch banking deregulations on the entry size of new firms using micro-data from the US Census Bureau. We find that the average entry size for startups did not change foll...