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晚近商业银行社会责任运动的兴起,既是经济全球化与自由化发展的一个副作用,也是和谐社会建设的必然。这种责任超越了以往商业银行只对股东负责的范畴,强调对股东、员工、消费者等在内的利益相关者的社会责任,并应对社区、环境保护、社会公益事业等提供支持。然而,与国外同行比较,国内银行在履行社会责任方面显然存在不足,尤其在制度上得不到相应的法律保障。因此,本文从商业银行社会责任的理论基础入手,在对比国内、外商业...
在当前的银行业改革中,民营资本进入银行业仍然存在着很大的障碍,尽管法律并没有对民营资本进入银行业进行限制,但在实践中民营资本进入银行业控股却受到了很大的阻力。目前,国有资本在我国银行业处于主导地位,外资银行也以十分优惠的价格大举进入中国银行业,而国内的民营资本进入银行业却十分艰难。资本的逐利性决定了外资银行的资本将随着全球范围内相对赢利能力的变化而变化,因而所谓的战略投资者最终会演变为一个追逐现实...
商业银行混业经营已是世界性的潮流,越来越显示其优越性,即可以促进银行资源的优化配置,分散风险,增加赢利,提高竞争力。我国商业银行也已开展混业经营并向纵深发展。但我国却实行“分业经营,分业监管”的政策,在原则上禁止商业银行开展混业经营。为顺应世界混业经营的潮流,我国应当改变原有分业的政策,允许、促进商业银行开展稳健、有序的混业经营,并加强监管,完善法律,以保障商业银行混业经营在法治化的道路上健康发展...
随着我国金融业的蓬勃发展,许多商业银行相继股改上市,同时我国的金融业也逐渐走向了混业经营。在此背景下,上市银行风险控制成为了重要的研究课题。由于上市银行的关联交易十分普遍,虽然其本身具有降低经营成本的优点,同时也带来了可能加深上市银行风险集中、甚至引发金融危机的问题。因此,对上市银行关联交易的法律规制成为了控制银行风险的重要课题之一。
鉴于商业银行对社会经济的重要作用,各国立法都试图为陷入财务困境的银行寻求一种谨慎、快速的解决机制。而破产重整制度既能够对危机银行提供及时高效的救助,较好地维持金融系统的稳定;同时也可以帮助淘汰不具有竞争力的银行,促进经济资源的优化配置。因此,破产重整制度是处理银行业的经营风险的一种合适的制度安排。鉴于此,在《中华人民共和国企业破产法》对金融机构破产问题作出原则性规定之后,构建商业银行的破产重整制度...
Companies have increasingly shifted from innovation initiatives that are centered on internal resources to those that are centered on external networks (said another way, a shift from firm-centric inn...
Although the number and importance of joint innovation projects between suppliers and their customers continue to rise, the literature has yet to resolve a key question: Do embedded ties with customer...
The article presents research on risk management related to computer network security in management information systems. A queuing model is presented to quantify the downtown loss faced by a network i...
Recently, Pfeffer (2010) called for a better understanding of the human dimension of sustainability. Responding to this call, we explore how individuals sustain an important human resource—their own e...
How do information technology capabilities contribute to firm performance? This study develops a conceptual model linking IT-enabled information management capability with three important organization...
Category management (CM) is challenging for retailers that sell thousands of products across hundreds of categories and often lack the resources and capabilities to manage all of them intensively. Som...
This article takes the position that there have been significant costs attached to global banking financial integration and these costs were identified in a period prior to the 2008 Global Financial C...
The German banking system came under pressure during the financial crisis, not least due to its significant exposure to toxic assets which originated in the US. In the short run, the stability of the ...
A company profile of HSBC Holdings PLC, which is a banking and financial services organization that provides investment banking, commercial banking and wealth management services to its clients, is pr...
A company profile of Shizuoka Bank Ltd., which is a Japanese regional banking group, is presented. An overview of the company is given, along with key facts including contact information, number of em...

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