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Disentangling Insurance and Information in Intertemporal Consumption Choices
Intertemporal Consumption Choices Information
2015/7/23
The textbook version of the life-cycle permanent income hypothesis with no liquidity constraints predicts that consumption should react
very mildly to (unanticipated) transitory income
changes and...
Family Ruptures,Stress,and the Mental Health of the Next Generation
Family Ruptures Stress Mental Health Next Generation
2015/7/23
This paper studies how in utero exposure to maternal stress from family ruptures affects later-life mental health. We find that prenatal exposure to the death of a maternal relative increases takeup o...
Social insurance is often linked to marriage. I model how such linkage affects the marriage market, and exploit Sweden’s elimination of survivors insurance to demonstrate economically important respon...
A my Finkelstein is the 2012 recipient of the John Bates Clark Medal from y Finkelstein is the 2012 recipient of the John Bates Clark Medal from
the American Economic Association. A notable feature ...
Does contracting out increase the efficiency of government programs?Evidence from Medicaid HMOs
Medicaid HMO Fee-for-service
2015/7/17
State governments contract with health maintenance organizations (HMOs) to coordinate medical care for nearly 20 million Medicaid recipients. Identifying the causal effect of HMO enrollment ongovernme...
Selection in Insurance Markets: Theory and Empirics in Pictures
Pictures Theory and Empirics
2015/7/17
ccare to the heavily regulated private markets for property and casualty are to the heavily regulated private markets for property and casualty
insurance, government intervention in insurance market...
Do New Prescription Drugs Pay for Themselves?The Case of Second-Generation Antipsychotics
Prescription Drugs Pay for Themselves Second-Generation Antipsychotics
2015/7/17
During the last several years, spending on prescription drugs in the U.S. increased at a 15% annual rate, with the $178 billion spent in 2002 accounting for more than 11% of health care expenditures i...
Beyond Testing: Empirical Models of Insurance Markets
asymmetric information adverse selection
2015/7/17
We describe recent advances in the empirical analysis of insurance
markets. This new research proposes ways to estimate individual
demand for insurance and the relationship between prices and
insur...
ESTIMATING WELFARE IN INSURANCE MARKETS USING VARIATION IN PRICES
INSURANCE MARKETS PRICES
2015/7/17
We provide a graphical illustration of how standard consumer and producer
theory can be used to quantify the welfare loss associated with inefficient pricing
in insurance markets with selectio...
Distinguishing Income from Substitution Effects in Disability Insurance
Distinguishing Income Substitution Effects Disability Insurance
2015/7/17
A set of studies conducted over the last 15 years has produced a near consensus that the Social Security Disability Insurance system (SSDI) has substantial disincentive effects on the labor supply of ...
We use data from the Survey of Income and Program Participation (SIPP) to investigate the impact that child Supplemental Security Income (SSI) enrollment has on household outcomes including poverty, h...
Providing Prescription Drug Coverage to the Elderly:America’s Experiment with Medicare Part D
Elderly:America’s Experiment Medicare Part D
2015/7/17
T has steadily increased since the early 1980s, from 4.5 percent in 1982 to 5.6 percent in 1994, with this then rapidly accelerating to 10.1 percent by he share of U.S. healthcare spending accounted f...
Commitment is typically modelled by assigning to one of the players the ability to take an initial
binding action. The weakness of this approach is that the fundamental question of who has the opport...
Estimating the Impact of Medical Innovation:A Case Study of HIV Antiretroviral Treatments
HIV AIDS antiretrovirals innovation Medicaid
2015/7/17
As health care consumes a growing share of GDP, the demand for better evidence regardingthe effects of health care treatments and how these vary across individuals is increasing. Estimatingthis with o...
The Effect of Medicare Part D on Pharmaceutical Prices and Utilization
Medicare Part D Pharmaceutical Prices Utilization
2015/7/17
Prescription drug expenditures represent the most rapidly growing component of health care spending, increasing from 5 percent of health care spending in 1980 to more than 10 percent by 2005 (Centers ...